\u200bPlease note: NHS Lothian does not actively endorse any particular organisation however you may find the information below helpful:<\/p>\n\n\n\n
Many Trades Unions and discipline specific professional organisations provide both information as well as services on benefit entitlements, debt advice, financial services, credit unions and more.<\/p>\n\n\n\n
As well as the information below the Scottish Government have launched a new website that brings together in one place information on support, grants, benefits and advice, in order to help people find what support they may be entitled to. This includes advice on how to get support to help heat your home more efficiently and reduce heating bills, free services available which may help you increase your income, support with children’s school meals and much more. Visit gov.scot\/costoflivingsupport<\/a> for more information.<\/p>\n\n\n\n If you are struggling to manage debt this can impact on your mental health, physical health and relationships. As an NHS staff member, you can access free and confidential debt advice from Don’t Fret About Debt<\/a> (dontfretaboutdebt.net). You will receive expert advice from a qualified debt advisor in complete confidence. They will talk you through all your available options, explaining clearly how they work.<\/p>\n\n\n\n Consumer Credit Counseling Service<\/a> (CCCS) offers free advice and support for people who need help with managing their debts. For more information call 0800 431 8157<\/p>\n\n\n\n CAP<\/a>\u00a0(Christians Against Poverty)\u00a0provides help to get out of debt, find a job or gain vital life skills. The services of CAP services are open to people of all faiths and none.<\/p>\n\n\n\n You could save money with the NHS Credit Union<\/a> (nhscreditunion.com). The NHS Credit Union is a financial co-operative, owned and controlled by its members. You chose how much or how little you want to save. The NHS Credit Union offers a range of savings accounts, including options for children under 18.<\/p>\n\n\n\n The Department for Business, Energy and Industrial Strategy (BEIS), Citizens Advice, Energy UK and Ofgem have produced an Energy Advice for Households guide<\/a> which is full of information on things like financial support, keeping your home warm and help with understanding your bills.<\/p>\n\n\n\n NHS staff are eligible for a range of deals and discounts.<\/p>\n\n\n\n NHS Staff Benefits (nhsstaffbenefits.co.uk<\/a>), Blue Light Card (bluelightcard.co.uk<\/a>) and Health Service Discounts (https:\/\/healthservicediscounts.com<\/a>) all offer discounts across a range of shops, services, restaurants and more.<\/p>\n\n\n\n As an NHS staff member, you can access impartial and independent mortgage advice from the Mortgage Advice Clinic<\/a> (mortgageadviceclinic.co.uk) They can support you to find the most suitable mortgage products as well as offering advice on how to protect your mortgage should the unexpected happen.<\/p>\n\n\n\nDebt Advice<\/h2>\n\n\n\n
Savings<\/h2>\n\n\n\n
Energy Costs<\/h2>\n\n\n\n
Helping your money go further<\/h2>\n\n\n\n
Mortgages<\/h2>\n\n\n\n
Credit<\/h2>\n\n\n\n